Pay over time for your jewelry purchase.

Affirm has teamed up with GOLDURBAN.COM to offer easy financing - without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you'll actually pay.

Quick and Easy

Your Affirm account is created using your name, email,

mobile phone number, birthday and last 4 digits of SSN.

This combination helps Affirm verify and protect your identity.



Enter your own information to help Affirm verify your identity and provide an instant loan decision.



To prevent unauthorized use of your account, Affirm confirms every transaction and login with a pin so your account can stay safe.



Pick a loan that fits your budget. Pay over time at affirm.com/pay or enable autopayments anytime.



Your loan is complete and the store can process your order automatically. Affirm will send loan confirmation and payment reminds via via text and email.

Choose 3, 6, or 12 monthly payments

A $950 purchase may cost $88.15 for 12 months AT 20% APR

Affirm designed its loans to offer you flexibility and control over your budget. Affirm offers rates from 10-30% APR based on your credit. Actual rates will be shown at checkout.

Real People, Real Support

Affirm has a dedicated team in San Francisco at Affirm HQ, ready to answer your questions and help out however they can.


What information does Affirm require?
Your Affirm account is created using your name, email, mobile phone number,birthday and last 4 digits of SSN. Affirm requires that this information must belong to you and no other individual and helps Affirm verify and protect your identity
Does Affirm perform a credit check?
Yes, when you first create an Affirm account, Affirm performs a ‘soft’ credit check and should not have an effect on your credit score so you can see exactly how much you’re approved for. If you choose to confirm a financing offer, Affirm will perform a one­time annual ‘hard’ credit check when a merchant processes your order. This ‘hard’ credit check will have some effect on your credit score.
Why was I prompted for a checking account?
Affirm sometimes needs more information about your financial situation to evaluate your loan application. Verifying an online checking account, helps Affirm determine your ability to repay a loan. Affirm does not store your online login credentials ­ they simply pass them on via a secure service to link your checking account
Why was I prompted to pay a downpayment with a debit card?
Affirm isn’t always able to approve financing for the full amount of a purchase. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.

For more information contact Affirm at help@affirm.com or by calling 855-423-3729.

 DISCLOSURE - "Rates between 10-30% APR with a promotional rate of 0% APR for qualified customers. Subject to credit check and approval. Down payment may be required. Payment amount depends on your purchase amount. Estimated payment amount excludes taxes and shipping fees. Previous purchases are not eligible for offer. Affirm loans made by Cross River Bank, Member FDIC."